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So, I'm in the process of switching over my insurance and since the Truxton is an 08 I can get "Total Loss Replacement" coverage. It increased my premium by $100 or so with it.

Is it worth having or is it another way they screw us?

Thanks.
 

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Isn't that what insurance is supposed to do anyway?
 

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You're the only one who can decide if it's worth it.

Are you dependent on it for transportation? How good is your financial backup? If the answers are "no" and "I can afford to live without it", then the extra insurance might not be worth it.
 
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