Thanks guys. I definitely had full coverage, plus $3000 for accessories. I'm hopeful that if it's not recovered, I can get enough from insurance to replace it. I filed a claim, so I'll know something early next week.
The only lock I had was the steering lock, for whatever good that didn't do. The disc lock was under the seat! D'oh! I thought I only needed to use that in the "questionable" parts of the city. Live and learn!
I don't know the stats, but I imagine theft is about equal in all big cities.