Try not to borrow money (which usually costs you considerably) to buy something that will, without doubt, go down in value and fall apart. You'll then be paying twice. Once for the interest to borrow the money- and again, when the thing you buy loses you heaps of money as well- because it isn't going UP in value.
I have used a '95 Sprint as a daily rider since 1999 and after being a Ducati owner (bevel) for years, have kept pretty well every receipt for the Sprint since I bought it out of interest.
I plan on wall-papering the inside of my mailbox one day if I get bored in my retirement.
I'm in Australia, and the longest the bike was off the road was when the infamous sprag clutch/starter packed it in at 100,000km. That took a week to get it back on the road.
Surely parts over there in the UK are cheaper, easier and faster to procure?
My bike has cost me $8.80 (Australian dollars) per day to own, service, insure and keep in tyres, chains and sprockets- and I cover about 320km per week commuting. (Fuel and tolls are additional) since 1999.
My gratuitous advice would be to work out what the payments on the 650 will be and put that money into a low fee managed fund of some sort. Keep the money for when you need to spend up big for some future catastrophic failure.
You haven't said how many K's (miles) are on your Daytona..so catastrophic engime or gearbox failure could be years away.
Mine has over 126,000km on it- and it still pulls like a Mallee bull with great compression and minimal oil use. I know plenty of guys with even higher mileage than this who still are not thinking about a trade. (Cheapbastards!)
But there you go...
Why be a slave to fashion when you have a perfectly functional and capable all-rounder?
Love the one your're with!
Do do do do... do do de dooo.
As an interesting aside, I once heard a rich bloke (and I worked as a gardener once to a few) say "You know, it wouldn't be such a stupid idea to make your first car a Rolls Royce, even if you can't really afford it, and keep the car for your entire lifetime".
Naturally, I thought he was barking mad. But now I am beginning to understand what he meant. Although until Rolls Royce make a Ute (pickup for you Americans), I can't see myself owning one.
Certainly, my experience with John Bloor's Triumph 're-birthing' experiment has been a very good one.
Triumph will really go ahead in leaps and bounds when they learn about 'customer sovereignty'.
Why on God's earth can't I buy a Sprint (from an authorised Triumph dealer) with a half-fairing with a bare metal tank and guards, the suspension I want and the custom seat I want? I know what colour I want- and frankly, most Triumph colours don't 'float my boat'. They look ***** in the harsh, bright Aussie sunlight.
Triumph should do a grubby little deal with a few more customisers/spray shops, who are authorised to undertake pre-delivery work for customers who don't like the colours and suspension on some of these machines.
Apart from that, keep up the good work over there in making a ***** fine, hassle free motorcycle.