Linz, haven't had to claim yet so not sure how strict they'd be on mods. Its a tough issue becuase bikes and mods go hand in hand. Unfortunately, insurance companies will always eliminate unknown variables to minimise their risk.How are you guys with modifications dealing with these insurance companies?
I have a high mount CF pipe and a Power Commander (both disallowed by Insure My Ride).
It's OK to tell porkies to get the insurance but when the assessor views the carnage (or IF he views the carnage) he's going to trash your claim.
With CF bits all over my bike, pipe, screen, pazzo's, seat and PC custom set for my bike, I'm so in trouble if I have to claim. Then there's the front brake modifications.
My only hope would be to transport the crashed bike to my house and hide the evidence (given that I survived intact).