Actually, financing thru your bank or credit union is easier, since your bank knows the process and the burden is on them. Make sure you get one that is no prepayment penalty, if you don't need to their money. Pay it off.
I'll call my bank too then, and see what they say.
It was my local dealer who gave this guy my info. He knew I was looking for a tbird, and this guy apparently wanted to sell his, so he gave him my info. I checked with the salesman and he said the guy bought the bike from him last year, and is a good guy...so that eases my mind a little. At least someone has a history with him and vouches for him.