True ! But these are factory surpported heck Triumph could even give one to get ahold of! So being that you live in Fl like me could you give me the one you use or one that a FL dealer will use?
They are factory "approved". Not one nickel of factory money goes into these plans. I know, I had contacts with HD and Kawasaki, and once you get the actual contract, yopu can see who is administering/underwriting the program.
I don't have one on my Thunderbird [yet]. I always wait until just before the warranty is up to decide if I'll keep the bike, or buy something else.
I would think talking to one of the F&I people at your local dealership would get you the answers you are looking for.