I have to agree with BMK, good insurance with a low deductable... If someone wants it... I don't care what kind of alarm you have or how big your dog is... they will wait until you park it at the bar/mall and steal it then. ANY alarm can be by-passed, and ANY lock can be cut/broken...
, I'm not sure where you get 20K from.... Mine out the door was 13K... Maybe 20K ++ for a Rocket?