Your story sounds like mine, old grey. I stood in the showroom 15 months ago comparing the stock blue/white (with ABS) to the loaded SE. I chose the SE but didnt make it home on my bonnie before I called back and changed to the blue/white. In the end I could not go with red and since have put everything back on the bike that the SE came with except for the bags. I went with a rear roller bag from HD that fits nicely on the back and does the job. Besides, as has been stated on this forum previously, everyone knows that the blue/white is the fastest color.