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Bags are included with the Tiger, heated grips are not (at least in the US).
Dealer cost on the Tiger is around $9k, MSRP $10,500. Too many variables to really determine what a good price is in your area. Seems the most competitive pricing, at least from Cycle Trader is around Chicago. However, I don't know what those dealers are charging for freight/setup/doc fees/etc.
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