Welcome to the forum Elmo.
Full fairing bikes direct more of the heat on to the lower legs especially noticeable at lower speeds.
As you say, most of the complaints about heat are from the 05 onwards model but they had heat shields fitted after so many complaints from the owners.
I am not sure that you couldn't do something similar but be careful not to cook the ECU under the seat!!
Think of the benefits during winter though :-D
They are a great bike. Enjoy