Ok i've phoned for a few quotes:
1. QBE - $544 (You get 5% Discount if a RAT member)
Excess $400. Theft Excess $799. $16K
This seems pretty good & i wonder who'll beat this, i also remember them being quite efficient when i decided to part company with my CBR 600 a few years ago!
2. SGIO - $2592
3.RAC - $3246
Will look up Suncorp & Arista - Thanks.
P.I.O