I ride now with all the gear i have.
Minus good armoured riding pants which i am going to buy this weekend.
Also looking at icon's chest and back protector.
I recently took a dive at 45, my cortech jacket got shredded on the left shoulder.
The armour saved me as did the Shoei helmet.
I can't imagine what my shoulder would look like now if i was wearing just a TSHIRT. As it was i seperated the shoulder.
All the best John.
ps i am 42 years old and want to be 43 some day