i splashed out when i got kit'ed up and went DAINESE gortex jacket and trousers. this will be my 3rd winter, I ride 365 around he city and on long trips away. The ear has gone way beyond any expectations I could have had. Its never let a drop in, and I've been ploughing through motorway in the dense'est rain. its built quality is excellent, still no loose threads or broken bits. Its pretection is fantastic. been in two accidents ( lowish speed) no harm taken. I thin it came to about £600 for the jacket and trousers £350-£250 but on my 3rd year and its still does the business and looks it too.
I have some gortex alpinestars mid season gloves, again they set me back £120 but they've done te job great. I can add an inner for winter, and its thin enough to enjoy the summer in. Unfortunately they do make them anymore, mine looke like proper race gloves with armour ad the new replacement looks like a winter mitten... shame

cos I need to replace them soon.
oxtar gortex boots, £120ish. great boot, its not trick plastic racer, but then I dont need that. I like the fact I dont walk around squeeking like a Ken doll, again, never let a drop in. being able to ride and not even think about the pouring rain, or that drip you feel running down somewhere... being perfectly warm when its freezing out... yes my mobile and wallet isnt getting soaked... means i can ride as i would normally and focus on the road ahead and not ride hurried.
yeah its expensive but it really does the business and lasts the duration.
with helmet too I paid out a grand. just calculated how much that is a wek for as long as i've been wearing the gear... £8 a week for top grade stuff. factor in your safety and its a small price, obviously every week i continue wearing it the cheaper and more cost effective that becomes.