Your insurance up there sounds tough.
I don't have one on my current bike, but I used Scorpio Systems on my FZR600. It worked well, easy to install, if you are technical. They have a two way transmitter, so if any of the sensors go off, it pages you within a 2 mile radius. May be more now as technology has gotten better since the year 2000. Mine came with a tilt sensor, prox sensor, and you tied into the tail lights for the ignition sensor. I friend bought me an add on module for the ignition kill since I installed his alarm. It was cool. If someone bike jacked you, you hit a button on your remote, and would kill it in 15 seconds. obviously you don't but the remote FAB with the keys to be able to use this feature. The kill module also worked when the alarm was on, someone couldn't just hot wire the bike. I put the link to the place below. Just click on it.
Click nHere for SCORPIO