I have 4 Brit bikes with Hagerty on one policy. It is liability and agreed upon value for damage or loss of the bike and cost 290$ a year for all four. I set the values with the agent on the phone. There are no restrictions on usage. It also includes towing and roadside assistance, which I haven't had to use yet, knock on wood. I don't insurance with them before on a car, as the one reply said.
The reply about the homeowner's insurance is correct. It will not cover loss of a bike to theft or fire even if its under restoration and in parts and not licensed. The wildfires around here last year prompted me to get insurance on all my bikes, even the projects. The state of Texas keeps sending me letters asking me why I have insurance on bikes that are not licensed.
Htown16, Houston, Texas
1978 T140E Bonneville, 1974 Trident, 1972 Commando, 1971 Commando
1974 Commando, 1970 BSA Thunderbolt, 2004 XL 1200R Sportster
Everything will be alright in the end.
If its not alright, its not the end.
Last edited by htown16; 12-11-2012 at 12:34 PM.