Got right up and walked, so nothing to cry about. A lot of oil had just been spilled after a curve, so this photo shows kitty litter put down by the fire department after the crashes. One car and two bikes left the road, all were single vehicle crashes thank goodness.
I landed in a pile of weeds at the bottom of the ditch, the Thruxton landed in a dead tree so got some bonus damage on the right side.
Some comments from the shop warned me this could result in a total loss.
I've read a lot of sad posts regarding insurance companies and claims gone bad. I wanted to be treated fairly, not have the bike totaled, and not have to micro manage the claim.
The adjuster called back quickly. He explained the process, gave me an accurate timeline, and communicated with me and the shop on a regular basis. The bike was initially considered a total loss, but the adjuster knowing my request worked with the shop and added value to my bike due to a suspension upgrade.
He sent a letter explaining my options on repair and parts, and let me know that any gear damaged in the crash would be covered. The adjuster left a check with the shop on Friday right on schedule. By Saturday parts were on order and I should be on the road late next week.
I couldn't be more pleased with how professional and informative the adjuster was, and how quickly my shop was to get the estimate turned in, and work with the adjuster to keep the bike from being a total loss.
No injuries and single vehicle helped streamline the process. But I've read cases just like mine that drag on for weeks, so some things that may have helped:
I had police and fire department indecent numbers, and photos of the scene and motorcycle ready to email. I had the other motorcyclists information as a witness to road conditions.
I called the shop to make sure the estimate could be done, then called again to make sure the estimate was sent to the adjuster.
I made sure the adjuster had my upgrades to help with the valuation of the Thruxton.
Probably the two major factors that got me through this were reputable/professional adjuster and shop. I hope if you have to go through this, things go as smoothly.
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