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Old 11-26-2012, 03:18 PM   #21 (permalink)
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Glad you are okay. That is one heck of a road when the traffic is flying along.
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Old 11-26-2012, 04:11 PM   #22 (permalink)
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Lucky escape man . I'm thinking it's going to be a new bike for you .
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Old 11-26-2012, 06:14 PM   #23 (permalink)
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Got the accident report today and it says:

"At T/P/O operator of Vehicle #1 was traveling southbound in center lane and struck Vehicle #2 (motorcycle) at the rear. Vehicles were slowing for traffic ahead. No injuries. R/O did not observe."

I assume R/O means responding officer. I have no idea what T/P/O means. Anybody know?

It seems pretty clear. Hopefully this and a deformed frame will go in my favor with the insurance settlement.
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Old 11-26-2012, 06:19 PM   #24 (permalink)
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Originally Posted by boudiepitbull View Post
Got the accident report today and it says:

"At T/P/O operator of Vehicle #1 was traveling southbound in center lane and struck Vehicle #2 (motorcycle) at the rear. Vehicles were slowing for traffic ahead. No injuries. R/O did not observe."

I assume R/O means responding officer. I have no idea what T/P/O means. Anybody know?

It seems pretty clear. Hopefully this and a deformed frame will go in my favor with the insurance settlement.
I can't imagine any insurance adjuster would do anything other than total the bike. My experience has been that you can't argue with them though. There are tables and percentages they work from that don't give you much gray area.
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Old 11-26-2012, 07:34 PM   #25 (permalink)
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T/P/O is shorthand for Time/Place/Occurrence. Boudie, you probably owe your alignment to your good riding instincts to straighten up before breaking. You probably aligned yourself with the exact flow of traffic without even thinking about it. Still, wow, it could have been much worse, as you and others have said.

As far as totaling the bike, don't insurance companies go on cost of repair vs. cost of replacement? (As opposed to what the actual damage is). It would seem to me that the cost, in parts and labor, of replacing the frame and other components would settle that question.
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Old 11-26-2012, 08:41 PM   #26 (permalink)
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Be glad your guy has insurance. It's usually a 50/50 proposition in my State and even though my accident wasn't my fault and I had witnesses etc. it was on my dime. The guy had no money and no insurance and had a warrant out for his arrest. He was cuffed and stuffed before the tow truck arrived to get my bike.
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Old 11-26-2012, 08:57 PM   #27 (permalink)
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I can't imagine any insurance adjuster would do anything other than total the bike. My experience has been that you can't argue with them though. There are tables and percentages they work from that don't give you much gray area.

I had pretty good success arguing with the adjustor when my truck was totalled last month. You just have to make sure you do your homework.
Boudie, sounds like you came out of it better than I did. The lady who hit me was doing 40 mph, looking down at her cell phone, when she rear-ended my truck. Not only was my Ranger totalled, but I somehow managed to break my thumb.
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Old 11-27-2012, 03:09 PM   #28 (permalink)
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Just got off the phone with the insurance company and they are going repair my bike and replace the frame with a new one from the factory. Not what I expected but I think it's still a happy ending. Instad of returning to stock, I'm going with this seat/fender set up since the bike is already running Ace/Clubman bars and Norman Hyde rearsets. I think it will be awesome...

http://newbonneville.com/html/seat_a...l_section.html

I also left a deposit on a beautifully modded and gently used 2012 Thruxton
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Old 11-27-2012, 03:14 PM   #29 (permalink)
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That's amazing. Well so long as you get a reliable ride out of the deal and you don't have to pay for the inconvenience, that's what matters. My Bonneville SE was totaled for the price of gauges, a dent in the tank and some incidental road rash. But, financially I came out of it way ahead.
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Old 11-28-2012, 12:32 PM   #30 (permalink)
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Having driven on that road many times, I can't believe this story. You are a WAY better rider than I am to stay upright.

It's great that you didn't get hurt, and even better (I think) that the insurance situation worked out for you.
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