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Old 10-22-2009, 07:40 PM   #1 (permalink)
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Thumbs down Two Year Old Denied Health Coverage! (Insurance Company Changes their mind)

To give people abroad a sense of what the issue is with our healthcare system, it's stories like this that are seriously alienating people:

Quote:
Robert and Rachel Bates of Colorado knew their 2-year-old daughter was healthy, even if she was small. And now they can rest assured that they will have medical insurance to help keep her that way. Aislin Bates, who at 22 pounds was deemed too small to qualify for medical insurance, has now been accepted after all.
http://today.msnbc.msn.com/id/334299...lth/?GT1=43001

There was another story a few weeks ago along the same lines, only this time, a 4 month old baby was too fat:
Quote:
Baby Alex, who is 25 inches long and weighs about 17 pounds, falls into the 99th percentile for height and weight for his age, according to Centers for Disease Control and Prevention guidelines. Rocky Mountain Health Plans insurance underwriters used those guidelines to deny coverage for Alex since he was above the 95th percentile, saying he had a "pre-existing condition" of obesity.
http://abcnews.go.com/Health/fat-bab...ory?id=8812582

It's antics like this that have enraged Americans to the point where we are desperate for reform. The problem is that these are only two stories. These types of incidents happen all the time!

The heath insurance companies are crooks and if they suffer because of any type of new healthcare reform, it's because they deserve it. They need an attitude adjustment to remind them that they are supposed to be in the business of helping people, not making copious profits to help with their lobbying endeavors.
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Last edited by fivehundo; 10-23-2009 at 02:50 PM.
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Old 10-22-2009, 07:50 PM   #2 (permalink)
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aaargh!
This is the sort of private enterprise greed that a lot of us have been venting about in other threads, IMHO it has no place in a health care system.

It is easy to sit back and cast stones from a distance, but don't you just think maybe the US health system isn't worlds best practice? Your Hospitals and facilities might be, but there are other aspects of your system that just shock people looking from the outside in.
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Old 10-22-2009, 08:10 PM   #3 (permalink)
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My neighbor's middle-aged brother, married and father of two kids, died of a heart attack. He was the family's breadwinner. His employer called his wife the day after his death to inform her that the family's health insurance was terminated immediately upon his death.

I say good riddance to the insurance companies, who no longer serve any useful function and provide no added value to the health care money stream, but the Democrats don't have the courage to get rid of them, and the Republicans are their friends.
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Old 10-22-2009, 09:19 PM   #4 (permalink)
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And people want this?

Thank god for Bevan.

We ought to Cannonize this man here in the UK



Aneurin Bevan

From A BBC article written last year on the 60th anniversary of the founding of our health service.


It may seem surprising now, but in the months and years leading up to the creation of the NHS not everyone was in favour of a universal health system.
The Labour government had made healthcare for all a priority after being elected in the wake of the Second World War.

Under the existing system, the 2,700 hospitals were either run by charities or local authorities with only those in employment entitled to free treatment under the national insurance provisions in place.
What is more, the system was basically bankrupt with doctors being asked to work for nothing following the strain of the war years and chronic under-investment for the previous decades.

But while it was widely acknowledged that a national system was coming, doctors, politicians and even the cabinet was split over how it should look.
Much as now, doctors and the government were at loggerheads.
Dr John Marks, who qualified as a doctor on the day the NHS started and went on to lead the profession's trade union, the British Medical Association, says: "Doctors were a pretty conservative bunch, certainly the older ones, and many hated the NHS.
"They saw it as the government interfering in the doctor and patient relationship, although some just opposed it outright on political grounds."


Stand-off
The stand-off reached its height in 1946 when Bevan embarked in a series of negotiations with GPs and hospital consultants.
Dr Marks, who is now in his 80s and has just written his autobiography, The NHS: Beginning, middle and end?, says: "Doctors felt the government wanted to employ them in much the same way as they did civil servants. They didn't like this."
Bevan entered an exhausting round of talks in 1946.

In the end, he compromised amid threats of strike action by the BMA.

GPs were able to retain the freedom to run their practices as small businesses - much as still do today - while consultants were given more money and allowed to keep doing private practice.
The agreement prompted the infamous quote from Bevan that he had "stuffed their mouths with gold".
In his book, A History of Modern Britain, the broadcaster Andrew Marr writes: "It had been a long, tight, nasty battle."
But even with that argument won, Bevan still faced opposition.

Challenge
The Conservatives continued to challenge the government over funding of the new system, calling for an insurance-based system instead. (this sounds familiar?)

But the pressure did not just come from the opposition benches.
Next to him at the cabinet table, Herbert Morrison, steeped in local government following his time as leader of the London County Council, pushed for local authorities to administer the system.

Morrison felt councils were the right bodies to run the new health service, arguing London had had the best services in the country under such a system.
Interestingly, the model of care adopted by many councils at the time was based around large health centres - very similar to the polyclinics favoured by the current Labour government.
But in the end, it was not to be.

A series of rows continued as the bill weaved through Parliament and in the end Bevan crucially won the backing of the prime minister, leading to 14 regional health authorities being created.
Professor John Stewart, a health historian at Glasgow Caledonian University, said: "It was unique at the time in Europe and really still is, but we don't know quite why as Bevan's papers were not kept.
"But it is worth remembering, there was much opposition. The BMA was even threatening to go on strike.
"Once it was up and running, doctors more or less fell in line. But it did not stop the Tories looking at it when they regained power in 1951."
The party, led by Winston Churchill in the twilight of his political career, set up a committee led by the Cambridge academic Claude Guillebaud to look at how effective the tax-based NHS was.
It concluded the NHS was very effective and needed more money if anything.
Professor Stewart said: "The Tories were furious, but it effectively killed off attempts to change it."
And the rest, as they say, is history.

Last edited by Nickwiz; 10-22-2009 at 09:37 PM.
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Old 10-22-2009, 09:24 PM   #5 (permalink)
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Originally Posted by fivehundo View Post
The health insurance companies are crooks and if they suffer because of any type of new health care reform, it's because they deserve it. They need an attitude adjustment to remind them that they are supposed to be in the business of helping people, not making copious profits to help with their lobbying endeavors.
+1, You've hit the nail on the head with a 10lb. sledge hammer! There's a difference between profits and obscene profits. I believe in capitalism as much as any American; but too much of anything is no D** good.

I remember a time when an employer would furnish health insurance for an employee AND his family as part of the pay package. The practice fell by the wayside when the costs became excessive. If the employer offers insurance at all, the employee has to pay to cover his family.

I hope the Democrats bring the situation back in line and the Republicans keep them from instituting some sort of blanket socialized medicine. But maybe I'm expecting too much from politicians; but whatever happens it's gonna be ugly. ........James.
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Old 10-22-2009, 10:05 PM   #6 (permalink)
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Whenever USA's NHS discussions arise here on triumphrat, I think of my Ana. She was 21 when she was diagnosed with linfoma.
She had no insurance. Would she still be alive and well if she lived in the US? Would she have had free access to the prohibitively expensive chemotherapy treatments she had to take under USA's NHS? Dunno.
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Old 10-22-2009, 10:44 PM   #7 (permalink)
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Quote:
Originally Posted by fivehundo View Post
The heath insurance companies are crooks and if the suffer because of any type of new healthcare reform, it's because they deserve it. They need an attitude adjustment to remind them that they are supposed to be in the business of helping people, not making copious profits to help with their lobbying endeavors.
This is probably true, but leaving the fix to a different gang of crooks, most of whom live in or near Washington D.C., will be no better...or perhaps worse!
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Old 10-22-2009, 11:13 PM   #8 (permalink)
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So who do you want it left to?
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Old 10-22-2009, 11:15 PM   #9 (permalink)
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Old 10-22-2009, 11:27 PM   #10 (permalink)
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The gajillion stories such as this are what I'd instantly think of whenever I'd see misspelled rally signage about "death panels."

We Americans already have 'death panels.' They're called "actuaries." And they are motivated purely by greed, despite the paid actors in their commercials.

Frankly, I'd rather have a less profit-motivated entity handling things. For some reason, Americans are convinced that the greed of the private market automatically results in sunshine and lollipops for all.

It's time to experiment with that the rest of the First World has been doing all along.
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