|
I had Alstate when I had my GZ 250 and when I purchased my S Triple I shopped arround. Allstate wanted about $1300 a year Geico wanted close to 2 grand. Then the guy at the dealership who was selling me the bike gave me the number for Dairyland. They wanted about $400 for a whole year. Now I'm loyal to my allstate agent but not that loyal.
Fact is most insurance companies don't have a clue about motorcycle insurance or even which bike is which sometimes. There is no industry standard. For example and I don't know if this is true but as an example say Geico's records show that riders with sport bikes are in more accidents that riders who own harleys. They then use that info to adjust there rates indepentent of riders age or experience. Some companies look at different makes first rather than models or riders age/history. Hence a 600 cc suzuki may be $1000 less than the same displacement triumph or Ducati.
Most insurance companies don't have a clue about what to do to offer competive motorcycle rates. They are all over the place. I'm actually paying less a month for my S Triple with Dairyland than I was paying with Allstae for my 250. Figure that one out. So shop arround.
|
