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Old 10-02-2007   #19 (permalink)
ohiorider
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Join Date: May 2005
Location: Hudson, Ohio - USA
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This sounds like a repeat

There was a cartoon in a recent mag I read. Showed two guys walking past a newstand, with headlines reading "OJ jailed", and "Hillary announces her health care plan". One guy asks the other, "What decade are we in?"

And here we go again. The IIHS (do I have this right ... the Insurance council that acts as the voice for the insurance companies?). Back in the late 80's, maybe early 90s, this organization, along with Senator John Danforth, saw to it that insurance companies (State Farm comes readily to mind) created a blacklist of uninsurable bikes, and/or a list of bikes that would carry excessively high premiums.

Strangely, bikes like the heavyweight BMW K100RS (82hp) fell into that category initially because it 'looked like a sportsbike'. Anything with low handlebars was a candidate for insurance extinction.

It took a tremendous amount of work by groups like the AMA, as well as the bike riders themselves, putting pressure on companies like State Farm (hope I'm not singling them out incorrectly, but their name sticks in my mind as one of the primary offenders).

The most effective pressure was exerted by bike riders who not only had their bikes insured thru S Farm, but their cars and homes as well. These guys and gals simply found another insurance carrier that didn't discriminate against their type of bike, and switched all their insurance over to them, and away from State Farm and other companies who used the blacklist to establish absurdly high premiums.

Bob


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