hawaiiride,
The Tiger is a great all around bike but as you have experienced it is top heavy and when she starts to go over she will go over. I bought my Silver 05 back in March and I dropped it just backing out of the driveway. Get some engine guards they will help. I have the Touratech one's
http://www.touratech-usa.com/shop/index.lasso and they work great.
Good luck with your ride and enjoy.