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Luckily when I laid my bike down it was cool out so I had jeans and my jacket on. Prior to that if it was hot I'd toss on the shorts and depending on how far I was going determined if the jacket was worn.
After the off I will never ride again with out my gear, the jacket prevented any roadrash and the pads helped with broken bones. The jeans were almost untouched accept they tore along a seem above the pocket. I went down at 70 and slid for 200ft so I got real lucky.
The jackets out today are designed in a way to keep you cool when moving, mine was a shift mesh jacket and it was as cool as a t-shirt when moving, and chicks loved me in it. I loved the jacket and it was only $100.
Extra insurance is definitely worth it, there is only one you and that cant be replaced.
And I'm a 24 year old punk too.
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1999 Triumph Sprint ST
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